A Study On Performance Of Government Schemes Available In Puduvai Bharathiar Grama Bank

Abstract

Financial Inclusion Aims To Extend Affordable Financial Services To Underserved And Unbanked Communities. Regional Rural Banks (RRBs) Play A Crucial Role In This Mission By Implementing Welfare-based Government Schemes.This Study Evaluates The Enrollment Performance Of Three Major Social Security Programs—PMJJBY, PMSBY, And APY—implemented By Puduvai Bharathiar Grama Bank (PBGB) Between 2020–21 And 2024–25.Using Secondary Data And Applying Percentage Analysis, Trend Analysis, Comparative Methods, And Growth Rate Calculations, The Study Finds Significant Expansion In Both PMJJBY And PMSBY Enrollments, While APY Shows Fluctuating But Gradually Improving Participation. Overall, PBGB Has Effectively Contributed To Raising Awareness And Increasing Participation In Financial Inclusion Schemes.

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