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Volume 11, Issue 12 (December 2025)

A Study On Financial Performance Analysis At Bajaj Allianz General Insurance Ltd

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Volume 12 Issue 07

July 2026

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Author(s)

Priyanka Alias Anusha.L Ms. Keerthana.R

Abstract

This Study Examines The Financial Performance Of Bajaj Allianz General Insurance Company Over A Five-year Period (2020–2025).Using Key Financial Ratios And Comparative Statements, The Analysis Evaluates Profitability, Solvency, Liquidity, Operational Efficiency, And Risk Exposure. Results Show Fluctuating Underwriting Performance, Rising Claim Costs, Declining Risk Retention, And Moderate But Stable Profitability. Improvements In Expense Efficiency And Consistent Growth In Reserves And Investments Strengthen The Company’s Financial Base. The Findings Provide Insight Into Long-term Sustainability And Operational Resilience In The Indian General Insurance Sector.


Keywords

Financial Performance Ratio Analysis General Insurance Profitability.

Paper ID

IJSARTV11I12104412

Publication Date

December 5, 2025

Research Area

Management Studies

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